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12 Money saving Ideas and Tips for low income families in UAE

12 money saving ideas for low income families in UAE

12 Money Saving Ideas and Tips for low income families in UAE – Uae living Tips and Ideas

Money ! Money ! Money ! A big problem for many families and individuals on how to save it.Yes,it becomes a big challenge if you dont know how to handle your life with money.

UAE,country of dreams comes with a cost to almost everything where you need proper Planning, Budgeting, Saving and many more things to be a successfull living family in UAE.All these factors are always challenging for families who lack in proper financing solutions.To give a helping hand to all of them ,we have brought 12 tips to save more money in UAE.

These points will actually help you out in understanding your major expenses too in UAE.

So let’s jump directly there.

Sharing Wifi

Internet have been the livelihood of many families in UAE.We may use it for Surfing , for connecting to our families or for many other purposes but it holds the maximum amount of time we spend in our daily life .

Internet in Uae has been the tough and expensive part for the low income families in UAE which might cost Aed 200 to Aed 400 per month for WIFI and Approx Aed 100 for Data.This doesn’t include the set up cost and contract base cost.

The families who are earning less , it becomes little difficult to adjust with Internet consumption prices in UAE.

To Minimize the cost of Internet in UAE , we have following advices for the low income families and Bachelor’s to Save more money in UAE :

Use free Wifi in Public Transportation like Metro,Buses , Taxis or Bus Stops.
Use Data Pay as You Go service from the Telecommunication providers to avoid excessive consumption of data.
Use Sharing WIFI in your Flats or Executive Room sharing .You can request to your neighbors to share WIFI with you in UAE and you can pay some amount for doing so.
Use BIG DEALS for data consumption to avoid excessive charges on smaller consumption.
Use Free WIFI in Business Centres, Malls , Stores or any outlet ,etc.

Used Furniture

What if we say you can actually save some money by using Used Furniture or Second Hand Furniture (in simple terms) in Dubai or UAE .

Yes, That’s True. There is an actual Market place for Second Hand Furnitures in Al Naif,Dubai and even in Abu Dhabi also which is the only hope for many families to get good Quality Used furniture in less prices.

By this, You can actualy save more than 1 month rent from your actual expenditure of buying new products.

You can also check Dubizzle-Place for all type of Products (New,Used or free)

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Save Before Spend later

This is one of my Favourite strategy I have been using all of my life specially after coming to UAE from 10 years .

The Glamorous world of UAE have always excited me for buying new things which sometimes can land us into over expenditure or debts.

However,To overcome this I follow SAVE BEFORE SPEND LATER strategy. In this Plan, I actully start to save from the day I make plan to buy something and wait for the time it actually covers up 70% of the Total cost of the product.

By that , I don’t compromise with my Monthly and Quartely Budgets additionally I save for my emergency Fund too.

Want to Know what is Emergency fund ? The next article will be on that.

This startegy will build a Financial literate personnel inside you and you will not be affected by any type of financial crisis in UAE.

Free Library

What a great Initiative taken by the UAE government to open PUBLIC LIBRARY in different locations for people to get knowledge and resources in free of Cost.

There are many Public Libraries open in different locations of Dubai , I have personally been to UMM SUQIEM .

You can actually read any books available in Hard copy or E-books available to read on their offical portals. If you want to rent a book ,You will need to take a subscription and get enrolled.

It will actually help you in getting advance knowledge and resources in free.

Is it good time to invest in UAE stock market 2023 ?

Free Attraction & Tour Places

One of my Favourite things to do in UAE. Being the centre of attraction for tourists ,UAE has long list of attractions and hang around spots.

What if I say, there are many which are Free of Cost.

You can actually save money from going to places which are free of cost to tour around or cheapest to afford.

From My list, You can enjoy at :

DUBAI MALL WATER FOUNTAIN SHOW (Everyday evening)
Shingdagha Boat Ride in Aed 1
Roam free on Jumeirah and Marina Open beach for everyone
Sun set view from Palm Jumeirah
La Mer
City Walk
Yas Island

and many more places to enjoy free of cost in Uae.

Read this also : Top 10 Free Video calling apps in Uae 2022 to call any country | Top 10 internet calling apps in Uae

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Watch Online

When it comes to entertainment who doesn’t want to go for Movie show. However, You can actually save some money in Uae by using OTT Platforms for watching movie or series.

OTT Platforms which are available in UAE are Amazon Prime Video,Netflix,etc.

Use Festival Deals

Shopping, One of the most happening thing to do in dubai. Dubai is most Popular shopping Hub In Middle East.

When it comes to shopping, the deals and offers becomes so attractive that we couldn’t able to hold up ourselves from shopping.

To Save more from our expenditure, We need to plan and wait for the Festival or big season deals .

From which you can actually save up to 50 %- 90 % in many cases.

There are some Popular shopping festivals like :

DSF (Dubai Shopping Festival)
DSS (Dubai Summer Surprises)
EID Shopping Festivals
National Day Celebrations
Gitex (For electronics)

All the emirates in UAE have their own sale seasons also , in which the items become more cheaper than the usual. Then ,why not use this opportunity to save more money in UAE.

Food Offers

Food is the one of the basic necessity for all the people. Food in Uae has many levels where you can actually enjoy something in Aed 2 or spend Aed 1000 plus for fine dining services.

It totally depends on the your pocket how you want to spend your money on food .

In my experience ,I have seen the highest quality products from the gourmet stores to low cost product in Grocery stores too.

When it comes to save money on food expenditure , Sometimes We don’t recognize that it becomes over budget while buying groceries for the month.

For Low Income families in Uae ,I consider buying fresh vegetables in Bulk for 1 week and Groceries for maximum 15 days.

When we buy in bulk from the cheap stores , it actually reduces our expenditure.

There are many places like :

UNION COOP
AL MADINA HYPERMARKET
LABOUR MARKETS

and many local grocery stores who provide cheaper rates than big Hyper or Supermarkets.

This strategy can actually save you upto Aed 500 or more in bulk buying.

Public Transportation

Travelling can become more stressfull, If it goes above your budget . Yes,very true if you don’t plan your travel expenses for a month , it can actually scare you with the over expenditure in the last.

Uae has a feasible transportation system , however, it is still on the devloping phase for many places as the Uae government has also introduced Rail system which will help the current transportation system.

Let’s come to the point, how you can acatually save money in UAE from Public Transportation (Dubai,Abu dhabi,Sharjah ,etc.).

Plan your Journey earlier before you actually start the journey so that you are well aware about the places you need to visit .
Use Bus instead of Taxi as it will reduce the fare in bigger amount.
Plan your time accordingly to save more in Transportation.
Use Authorized Car Pooling or Car Lift system to travel to Work Places.
Do not use unauthorized Car taxis as it can cost you hefty Fines.
Keep some extra cash always for emergency purposes.
Check estimated fare before you take any transportation means.
Use passes instead of Daily recharge travels.
Check the route to avoid extra charges in Taxi or Buses.

These are some points on which you can actually save money in UAE while using transportation.

Use Vouchers or Coupons

Vouchers, Coupons or Promo code help people of Uae in getting more discount in less. Uae is a shopping hub for all ,however,not everyone has that much money to afford everything in your pocket. The best way is to use Coupon code or sales discount . There are some of the ways from where you can actually get the discounted rates are :

Groupon.ae
Coupon.ae
Hyper Markets
Dubizzle

Keep checking the official website of your favourite store and you will get all the information about offers on their promotion page.

Budgeting

Budgeting is the important part of all hosuehold in any country . It is also a part of UAE lifestyle that if you dont budget yourself, it might land you up in stressful situation.

Plan your Rental bills every month and Keep them seperately from monthly expenses.
Plan your monthly expenses too with a fixed amount and stick to it.
Segregate your expenses into category like for grocery,fun,movies,hang out ,etc according to your needs.
Make a Long term goal to reduce your monthly budgets slowly slowly .Do not try to change things in faster pace.
Preplan your Family fixed expenses like school fess,rental contract,Emi ,Insurance ,etc.

Avoid OverExpenditure

Why I have put this in the last of the list because it seems to many people that they don’t have money so how are they even overspending .

Lets make it simple and staright, Before jumping into Personal Finance Knowledge.

Over expenditure is actually spending on the needs which you don’t require urgently or desperately. In the world of saving money, sometimes you need to be strict to yourself for adapting Saving Techniques. I will list some of them below and you try to fit yourself into one of them.

Fix one small amount which you will save every month, start from very less ( It can be aed 100 to any amount suitable for you). Repeat this for next 3 months and now increase the amount by some percentage .Keep repeating the procedure every 3 months.
Make a list on which items your are spending the most from highest to lowest and then filter out the things which you don’t need.
Make short term and Long term financial goals to fulfill your dreams.
For 1 Month don’t Buy the thing which you like the most and analyse how you are spending more money on that.

All the above points might not work out for you in 100 %,However,the above points are not there to teach you on how to control Yourself . They will basically teach you to be in Discipline with Your Money and Life .

That’s how you lead your life even in UAE.

I believe this article might have given you some idea on How to save money in UAE and tips for Low income families in UAE.In future,We will be adding more problem solving articles for you . Keep following #dxbify and Leave your question to us on ask@dxbify.com .

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Is it good time to invest in UAE stock market 2024 ?

The fastest growing nation in terms of infrastructure,technology ,health care and many more has seen a tremendous growth of investors in UAE stock market.

Uae stock market has atatrcated many investors lately after the recovery phase of Covid 19 pandemic.It has never been a slow growth as the government of UAE has backed up every sector and provided a supportive hand to all the facilities.

If we look on the growth of UAE as matter of opportunities available to the people ,it has seen a great way of living in UAE. EXPO 2020 has opened the doors to multinational companies to be a part of the UAE success story.

An investor always looks for below points before thinking to invest in stock market which are as belows :

Do I have Any debts ?

Before starting to think that you should invest in uae stock market or not ? Ask yourself the above question with deep understanding and analyse your situation in terms of High interst depts.It can sometimes include credit card loans, installments ,etc.you might be having.

Our situation at the time of paying interest or debts can sometimes excite our nature to earn instant cash from investing in stock market.However,with out the knowledge if you try to jump in stock market it will definitely leave you in more debts.The financing costs you’re paying on those borrowings probably surpass the potential returns you’ll accomplish putting resources into stocks.

It is also good to settle your debts as it is a part of good personal finance etiquettes.

After your debts have been paid,check and analyse your earnings first .With the help of that ,you cans tart making the budget for your expenditure for the current month and upcoming months to avoid extra expenses.

Sticking to your budget will give you some extra savings and it can help you recover from any wrongful event which might occur in future like illness,job loss,etc.

While making your budget,you can set aside a certain amount of emergency or savings fund which can help you at the time of personal finance crisis.This will not only help you as financial source ,however,it will give you confidence to stay strong while deciding your investing future in the stock market.

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Profitable business ideas

We can’t imagine how important it is for personal finance.After all your debts and emergency savings has been taken ,you are good to go for investing in stock market.Let’s move on to the next valaubale question you should ask before investing in uae stock market

Do I know about stock Investing ?

Generally it has seen after looking the advertisement of others how they made instant cash or money in stock market excite us to do the same and lead us to loss of our money without having proper knowledge about different stocks.

Like for an example,If we plan to buy a property ,we look for the specifications of the property and details attached to that property.After analyzing the details which are optimum conditions to invest in the property we will take our decisions and we will invest in the property.

Before learning on how to invest in stock market,We need to learn INVESTING which is the main base of any products or business you choose to invest in ?

Investing has some basic principles which need to be remembered while investing in any sector.Basically what we are trying to say is knowledge plays an essential role while doing investing which ofetn includes research also.

Knowledge and Research are two main components of the INVESTING which can actually lead you a smooth path in the future .

Now is the time to figure out How good you are in the basics of stock mrket by which you can measure the points to implement while inesting in the stocks.

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If you dont have the knowledge of baiscs in stock market investing then you need to start learning first before jumping into any platform for investing.This will give you clear view on how Stock market works .Some of the basic key points involved are as follows :

Key Terms – Buying,selling,exchange,indices,etc.
How to check company profile
Balance sheet
Fundamentals
Returns
Future of company
Qualitative Analysis
Quantitative Analysis

These are some points to be learned while starting to think about invetsing in the stock market.Lets move on to the most important question to know is it right time to invest in Stock market.

What is the Reason behind Investing ?

One of the main reason everyone should ask to themselves before thinking to invest in stock market.Most of us dont know the reason of why we need something or that thing.

WHY ,it is very important to have reason behing investing.It involves dedication,time,efforts and many more things when you involved to achieve something in your life.It is same with investing,if you dont do with the reason ,goal or aim to achieve it will become an important task to achieve in your life.

We should always have small,mid term and long term goals to achieve with proper planning so that our goals have been achieved and we gain trust to do more methodically.

Having a proper reason behind any goal will give you real happiness .The reasons for investing can be different for many reasons like :

children care
wealth creation
Property
Retirement
Corpus plan
Education
Vacation
Business

These are some of the reasons behind investing ,howvever,they can be different according to the people.

The main motive to keep a reason behind investing is to Be organise,visualize and settle our future with financial freedom.This will help you resolve the question why do I need to invest in stock market .By this you can even plan the timing of your investment according to your goals.

Will I do investing or Trading ?

Most of us sometimes confuse ourself Investing with Trading.These both terms are different to each other which plays a vital role in understanding the part of Investing.

Investing ,a way of saving your money for future and present profit so that your financial problems will be solved.

Trading,a basic act of buying and selling any products to gain profit in any market ,it can be stocks too.

The problem of many people is that right after they start to invest in stock market ,they start to predict,optimize and evaluate the market with their predictions.This is the main cause that out of 100 % people invest in the stock market only 20 % succeeds and rest couldnt able to gain high returns on their investment.

Lets undesrtand this with the help of an example,A man bought a house in dubai with a value of 50 Million dirham and starts to live with family in that house.After spending five years ,the real state prices in dubai starts to decrease and the valuation of that house became only 25 million dirham .So,what this investor will do ? will he sell off his house and go somewhere else or starts to live because he is living with his family happily in that house and he doesnt have problem.

The answer to this question is known to everyone and the answer to investing in stock market is same from this question .We can simply understand Investing and trading with this example.

Learn to clarify your thoughts on what you are doing ,INVESTING OR TARADING ? then you can master the same field.

After knowing all these points we can surely say you will decide where you stand to invest in the UAE stock market and simply by deciding you can start investing.

Note : Not Financial Advice
DXBIFY is not a registered Investment, legal or Tax advisor/Broker/dealer. The Information provided above is only the opinions expressed by our Authors or team members with their personal research which can’t be taken as a source of Investment.Invest at your own risk ,Do your own research before Investing.Dxbify is not responsible for any type of Investments made by the reader.Our responsibility is to provide the accurate information.However, sometimes unintended or misprint errors might happen.
DXBIFY EDITOR

Does Uae have stock market exchange ?

Yes

Why people of uae invest in stock market ?

To earn huge returns on investing

What are the main points to check before investing in uae stock market ?

Read the above article

What is Investing ?

Investing means saving your money for future or present profits.

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How to advertise in Dubai Tram 2024 | Apply Advertisement permit on Dubai Tram

How to advertise on dubai tram full process

How to advertise in Dubai Tram 2024 | Apply Advertisement permit on Dubai Tram – Full process,Application,eligibility,duration,Required documents,Fees,Processing Time,validity and everything you need to know.

Dubai ,a place of high quality business for the companies and Dubai tram provides an eloquette space for advertising ,marketing and promotion of the products and services.

Yes,it’s true that RTA Dubai has given the chance to the individuals and companies to promote their buisness in dubai tram where you can generate international leads as the tram operates in dubai marina area.
We will teach you how you can apply advertisment permit for dubai tram with full process ,validity,processing time,required documents ,eligibility and everything you need to know about it.

Who can apply | Eligibility for Advertising in RTA Dubai Tram

The advertisement service on Dubai metro is available for all the people including individuals,companies and corporates too.Everyone is eligible to avail and apply for this service.

Documents required for advertisement in Dubai Tram

Document required for advertisement in RTA Dubai Tram are listed as belows :

Trade License
Contact Details

Processing time

Processing time is generally kept as Maximum 10 working days ,however,there are chances to get approval faster or delay according to the documents verification.

APPLY NOW ( LINK BELOW )

Cost/Service fees

The cost ,price and service fees totally depends on the size,duration,side and many other factors .It will be calculated after you consult RTA agent for advertisement.

Read this also : How to advertise in Dubai Metro Uae | How to apply for advertisemnt in RTA Dubai metro

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Validity Period

There is no set validity for the advertisement in RTA dubai tram as it totally depends on the type of advertisement service you have opted for.

How to apply for advertisement in RTA Dubai Tram Uae

Send email to RTA

The customer needs to communicate to RTA through email (Link Given Below) .

Submit Documents

The customer needs to send the required documents to RTA through email.

Designated Agent

RTA designates a Tram media partner and forwards all gathered inquiries to the concessionaire.

Negotiate Contract

The designated agent will negotiate the terms of the contract with the customer and they sign it.

Submit fees

The customer settles the required fees to the concessionaire.

Advertisement executed

The media partner will executes the media plan.

RTA ADVERTISEMENT ON DUBAI TRAM APPLY NOW LINK

EMAIL LINK

RTA OFFICIAL LINK

FAQs

How much time it take to apply advertisement permit for dubai tram ?

Maximum 10 working days as per RTA.

How much is the fees for advertisement in dubai Tram ?

Depends on the selection,size and other factors too.

what are the documents required to apply Advertisement permit for dubai tram ?

Only two documents which are stated above in the article.

What is the validity period for Dubai Tram ?

There is no validity period.

#dxbify 2023 Application Apply Advertisement permit on Dubai Tram duration dxbify eligibility Everything you need to know fees How to advertise on Dubai Tram | Apply Advertisement permit on Dubai Tram - Full process Processing time Required documents uae validity

Hans Zimmer Live Concert show Dubai Uae 2023

Hans Zimmer Live Concert show Dubai Uae 2023 – Dates,Tickets price,Location,Timings,Venue,Address,how to go,how to book online tickets,contact and Everything you need to know –#dxbify

Hans zimmer is going to make his debut in middle east by his performance in Coco-cola arena,dubai. The Oscar winning World’s highest-grossing film composer is going to bring his breathtaking music on his European tour with attracting the crowd of Dubai,UAE.

The event is going to be special featured and lead by Hanz zimemr with reimagined arrangements ,ogether with a large orchestra and complemented by Hans Zimmer’s magnificent live band and dancers.

Book ticket Now (Link below)

Hans Zimmer Live Concert show Dubai Uae 2023 Full Information On DXBIFY

Are you ready to experience life time achievement music of some highly grossed movies ? check the details below of the full event.

Hans Zimmer Live Concert show Dubai Uae 2023 Dates

Hans Zimmer will go live in Dubai UAE on Friday,27th January ,2023

Timings

Hans Zimmer Live concert Timings will be at 09:00 Pm (21:00 hrs Uae local time)

Hans Zimmer Live Concert show Dubai Uae 2023 Ticket prices

Ticket Prices may vary according to the choices made by your selection of the Ticket Category,check the Table Below :

Ticket Category	Ticket Prices
Bronze	Aed 295
silver	Aed 495
Gold	Aed 695
Diamond	Aed 995
Royal	Aed 1195

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Hans Zimmer Live Concert show Dubai Uae 2023 Location & Venue

The Venue for Hans Zimmer Live Concert show Dubai Uae 2023 is Coco-cola Arena,Dubai,UAE

Check the location map below for the venue :

Age Limit

There is no Age limit set for the event ,However,the general rule applies where Children below 16+ needs to be accompanied by 21 +.

Covid Requirements

As per Dubai Government,Covid restrictions has been eased off .however,we recommend you to follow the latest updates from the UAE government or Event/venue organizers.Check the link below in how to book online tickets .

Contact & Address

General enquiries:
Email : info@coca-cola-arena.com
0097142153000
Monday to Friday 9:00am – 5:00pm

Box office:
Email : boxoffice@coca-cola-arena.com
800223388
Monday to Friday 9:00am – 5:00pm
Event Days 2:00pm – 10:00pm

Address : City Walk, Al Safa Street, Jumeirah, Dubai

How to Buy tickets online for Hans Zimmer Live Concert show Dubai Uae 2023

To buy tickets online you need to buy from authorized seller ,click on the link below to buy online :

Coco-cola Arena

Hans Zimmer Live Concert Seating Arrangement 2023

Hans zimmer Live Concert Dubai Seating Arrangement 2023

How to go to Hans Zimmer Live Concert show Dubai Uae 2023

By RTA Bus

If you check the way and bus to go to city walk from Sohail app, you will get to know the list of buses going there, among which are F28, Dubai mall buses, 15, and you will get to know according to your location.

By RTA Metro

You can get down at Dubai Mall station by sitting in the Red Line Metro and you will find Coco Cola Arena 5 minutes away from the sea side.

By Car/Taxi

Use Car or Taxi to reach the venue near City walk in AL Wasl Area,Dubai.

FAQ’S

When is Hans Zimmer Live concert show in dubai 2023 ?

Friday,27th January 2023

How to go to Hans zimmer live concert show dubai 2023 ?

Check the above article and read the different ways of reaching the venue

How to book tickets online for the event ?

You can book ticket online for Hans zimmer live concert show from authorized ticket sellers website The link is given above in the article.

Where is the venue for Hans zimmer live concert show in Dubai ?

Coco-cola Arena,Dubai,UAE

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How to pay RTA Traffic Fines online in Dubai Uae

How to pay RTA Traffic Fines online in Dubai UAE within three minutes,How to pay Dubai traffic fines online through RTA app,RTA website or Dubai Drive app in 3 minutes.

Dubai has become Extra smart now with going paperless.When it comes to paying fines in dubai you dont have to stand in the que to pay up your Dubai Traffic fines.We have brought the guide and steps how you can pay your RTA traffic fines online in Dubai UAE.With the ease of services from Dubai Government initiative and RTA transportation system in UAE,you can pay your Dubai traffic online in UAE with just few steps listed below.

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How to pay RTA Traffic Fines online in Dubai Uae in 3 minutes

How to pay Dubai traffic fines online easy way in 3 minutes

05 mins 5 minutes

Choose

Choose the preferred type of one mode to pay dubai traffic fines online from below :
Smart kiosk
RTA website
RTA app
Dubai Drive app

Open or Visit

Please log in with your details on website or After downloading app ,visit the Fines page/Fines Tab to pay Rta traffic fines online in Dubai Uae
For website click link here :Pay RTA Dubai Traffic Fines online

Plate Number/License/File/Fine

Enter your any of the one detail asked to fill up for fetching your fine details.You can choose from one of the details to enter :
Plate Number
License number
Traffic File Number
Fine Number

Search

Click on search button to get the details of of your Dubai traffic fines.

Pay

Check your fine for which you need to pay online and pay the amount by entering your payment details.It will be processsed instantly

Recieved

You will recieve the notification on your registered mobile number and registered email address

Check our Latest category on TOP 10 UAE,Live Concerts in Uae(Dubai,Abu Dhabi,sharjah) and many more.

Top 10

LIve Concerts

FAQ’S

Can I pay Dubai traffic fines online from anywhere in the world ?

Yes through app

Does RTA App allowed to use for paying the fines ?

Yes

what are the options available to pay the traffic fines online ?

Smart kiosk
RTA website
RTA app
Dubai Drive app

How much time it take to pay the Dubai Traffic fines online in UAE ?

Maximum 5 Minutes

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Inclassica International Music Festival Dubai 2023

Inclassica International Music Festival Dubai 2023 – Dates,Tickets price,Location,Timings,Venue,Address,how to go,how to book online tickets,contact and Everything you need to know –#dxbify

The InClassica International Music Festival 2023 highlights artists who commit themselves to their specialty with dedication and enthusiasm, and crowds whose adoration for old style music conveys them to the homestead of profound delight a long way from daily existence.

It is where shocking youthful ability meets a portion of the world’s most settled and renowned performers, and where new and noteworthy professions are given an extraordinary stage to sparkle — this in devotion to music, and the common goals of fellowship and global participation that live at the core of culture and human expressions around the world

Once again it comes to dubai with great grand opening in cococola arena and this time it will be more bigger than the usual as the Greatest internatinal music festival line up is already on the hot path.
Lets explore the event with all the information you need to know about Inclassica International Music Festival Dubai 2023 .

Inclassica International Music Festival Dubai 2023 Full Information On DXBIFY

Are you ready to explore the artistic performances of Inclassica International Music Festival Dubai 2023 ?