13 Best Personal loans for expats with low income in uae 2024

best personal loans for expats with low income in uae

Living in the vibrant UAE as an expat offers adventure and opportunity, but financial hurdles can arise, especially for low-income earners.

When unexpected expenses hit, a personal loan might seem like the answer. But navigating the loan landscape in the UAE with a limited salary can be tricky.

To help you out, we’ve compiled a comprehensive guide to personal loans for expats with low income in the UAE, highlighting 13 viable options from reputable banks, outlining their features, eligibility criteria,interest rate,minimum salary required,tenure amount,amount sanctioned and required documents.

Important Note : While most banks set a minimum salary requirement of AED 5,000 for regular personal loans, some options cater to lower income brackets. However, borrowing responsibly is crucial. Carefully assess your situation and only consider a loan if absolutely necessary.

General Eligibility for personal loan in Uae :

Minimum age: 21 years

Minimum salary: AED 3,000 – 5,000 (varies by bank)

Employment contract: Valid for at least 6 months

Residency visa: Valid and sponsored by your employer

Credit score : Good standing (varies by bank)

Required Documents for personal loan in Uae:

  1. Passport copy
  2. Residence visa copy
  3. Employment contract copy
  4. Salary certificate
  5. Bank statements (latest 3-6 months)

Note : Documents might vary according to the need of different credit provider/banks ,etc.Please check before applying for loan.

If you’re an expat in the UAE facing such a situation, seeking a personal loan might seem like the only solution. But before you dive in, understanding the landscape is crucial.

Here’s a comprehensive guide to personal loans for expats with low income in the UAE, highlighting 11 options from various banks, their eligibility requirements, interest rates, and other key features:

13 Personal loans Banks for expats with low income in UAE 2024

1. Mashreq Personal Loan for Expats:

Minimum Salary : AED 3,500

Loan Amount : Up to AED 20,000

Interest Rate: 1.79% per month (reducing balance)

Tenure : 6 to 12 months

Features : No salary transfer required, quick approval process, flexible repayment options.

2. RAKBANK Salary Advance :

Minimum Salary : AED 3,000

Loan Amount : Up to 1 month’s salary

Interest Rate : 1.5% per month (reducing balance)

Tenure : Up to 1 month

Features : Fast and convenient, ideal for short-term needs, available through salary account.

3. Dubai Islamic Bank Personal Loan – Amanah:

Minimum Salary : AED 4,000

Loan Amount : Up to AED 50,000

Interest Rate : 2.15% per month (reducing balance)

Tenure : Up to 48 months

Features : Sharia-compliant, flexible repayment options, low processing fees.

4. ADIB Personal Loan – Salary Plus :

Minimum Salary : AED 5,000

Loan Amount : Up to 3 months’ salary

Interest Rate : Competitive rates based on salary and credit score

Tenure:  Up to 3 months

Features : Fast approvals, convenient top-ups, salary transfer not mandatory.

5. Emirates NBD Personal Loan:

Minimum Salary: AED 5,000

Loan Amount : Up to AED 400,000

Interest Rate : Competitive rates based on salary and credit score

Tenure: Up to 48 months

Features : Flexible repayment options, loyalty program benefits, salary transfer required.

6. Sharjah Islamic Bank Personal Loan – Tamayuz :

Minimum Salary : AED 5,000

Loan Amount : Up to AED 200,000

Interest Rate : Competitive rates based on salary and credit score

Tenure : Up to 48 months

Features:  Sharia-compliant, flexible repayment options, attractive benefits for new customers.

7. Standard Chartered Personal Loan:

Minimum Salary: AED 5,000

Loan Amount: Up to AED 400,000

Interest Rate: Competitive rates based on salary and credit score

Tenure: Up to 60 months

Features: Quick online application, travel insurance options, salary transfer required.

8. FAB Lifeline Revolving Overdraft:

Minimum Salary: AED 2,000

Loan Amount: Up to AED 20,000

Interest Rate: 1.45% per month (reducing balance)

Tenure: Continuous revolving credit facility

Features: No salary transfer required, good for ongoing expenses, lower limit compared to loans.

9. CBD Personal Loan – Fast Track:

Minimum Salary: AED 5,000

Loan Amount: Up to AED 150,000

Interest Rate: Competitive rates based on salary and credit score

Tenure : Up to 48 months

Features: Fast approvals, salary transfer not mandatory, good for urgent needs.

10. Al Hilal Bank Personal Loan:

Amount: Up to AED 20,000

Interest: 2.49% – 5.99% per month (reducing rate)

Features: Fast approval, no salary transfer required, flexible repayment term (12-48 months).

11. Ajman Bank Personal Loan:

Amount: Up to AED 20,000

Interest: 2.49% – 5.99% per month (reducing rate)

Features: Sharia-compliant, flexible repayment

12. Noor Bank Personal Loan for Expats:

Amount: Up to AED 20,000

Interest: 2.49% – 5.99% per month (reducing rate)

Features: Flexible repayment term (12-48 months), life insurance included, no salary transfer required.

13. HSBC Personal Loan :

Minimum Salary: AED 3,000

Loan Amount: Up to 4 months’ salary

Interest Rate: 1.99% per month

Features: Competitive rates, flexible repayment options.

Documents: Salary certificate, passport copy, Emirates ID copy.

Read This More :

How to Apply Credit Card in Dubai full Guide (8 steps)

5 steps to Invest in Cryptocurrency in Uae Updated

How to apply loan in Uae without Emirates Id Card

Before you apply for personal loan in Uae :

Assess your needs : Be clear about the specific purpose and amount you require. Don’t borrow more than you can comfortably manage.

Check your credit score: A good credit score can secure lower interest rates. Consider improving it before applying.

Compare and negotiate: Don’t settle for the first offer. Compare rates and terms across different banks and negotiate for better deals.

Read the fine print: Understand all fees, charges, and early repayment penalties before signing on the dotted line.

Seek financial advice: If unsure, consult a financial advisor who can guide you through the process and ensure you make an informed decision.

Remember, borrowing should be a last resort. Explore alternative solutions like budgeting, saving, or seeking financial support from friends or family. Borrowing responsibly will help you navigate any financial hurdles and ensure you thrive in the vibrant UAE.

With so many options available, finding the right personal loan for your situation as an expat with a low income in the UAE is within reach.

Remember, carefully compare features, interest rates, and eligibility requirements before making your choice. Prioritize reputable banks with transparent terms and conditions.

We hope this comprehensive guide empowers you to make informed decisions about personal loans in the UAE. Now go forth and explore your options with confidence !

Frequently Asked questions (Faq’s)

Can I get a personal loan in the UAE if I have a low income ?

Yes, there are a number of personal loan options available for expats with low income in the UAE. Some banks offer loans with minimum salaries as low as AED 2,000. However, it is important to remember that borrowing money should always be a last resort and you should only borrow what you can afford to repay .

What documents do I need to apply for a personal loan in the UAE ?

The documents you will need to apply for a personal loan in the UAE will vary depending on the bank. However, most banks will require you to provide the following :
-A copy of your passport
-A copy of your Emirates ID
-Your salary certificate
-Proof of your address

What is the interest rate on personal loans in the UAE ?

The interest rate on personal loans in the UAE will vary depending on the bank, the loan amount, and your credit score. However, you can expect to pay an interest rate of between 1% and 2% per month.

What is the repayment term for personal loans in the UAE ?

The repayment term for personal loans in the UAE will vary depending on the bank and the loan amount. However, you can expect to repay your loan over a period of between 12 and 60 months.

What are the risks of taking out a personal loan in the UAE ?

Before applying for a personal loan, it is important to be aware of the risks involved. These include:
-Risk of getting into debt that you cannot afford to repay
-Risk of damaging your credit score if you miss payments
-Risk of being charged high interest rates and fees

6 Ways How to recharge nol card in dubai Online 2024 Updated

how to recharge nol card in dubai online updated

A detailed step by step guide on How to recharge nol card in dubai online| 6 easy ways to recharge nol card online in dubai | dubai nol card recharge online

Gone are the days of fumbling with coins or waiting in line at kiosks !

Dubai’s RTA (Roads and Transport Authority) offers a variety of convenient online options to keep your Nol card topped up and your journeys hassle-free.

Whether you’re a tech-savvy local or a visiting tourist, this guide will take you through the steps of recharging your Nol card online in Dubai, no sweat.

Before You Start to recharge Nol card online :

Ensure your Nol card is registered : Head over to the RTA website (https://www.rta.ae/) and register your card with your mobile number. This unlocks additional features like top-up history and balance alerts.

Choose your platform : You can recharge your Nol card online through the RTA website, the RTA Smart Salik app, or the Nol Pay app. Each platform offers its own advantages, so choose the one that best suits your needs.

6 Easy Ways to Reacharge Your Nol Card Online in Dubai

1. RTA Website :

Step 1 : Head over to the official RTA website: https://www.rta.ae/

Step 2 : Click on “Public Transport” and then “Top Up Nol Cards.”

Step 3 : Choose your preferred method:

For Guest User : Enter your Nol card tag ID (printed on the back of the card) and email address.

For Registered User : Log in with your RTA account credentials.

Step 4 : Select your desired top-up amount. Remember, the minimum is 7.5 AED and the maximum is 1,000 AED for anonymous cards and 5,000 AED for personal and registered cards.

Step 5 : Enter your credit/debit card details and complete the secure payment.

Step 6 : Your card is topped up! You’ll receive a confirmation email and SMS with the updated balance.

Note : Your balance will be updated in a while .

2. RTA Smart Salik App :

Step 1 : Download and install the RTA Smart Salik app on your smartphone. Available on both Android and iOS.

Step 2 : Create an account or log in with your existing credentials.

Step 3 :Navigate to the “Nol Card” section and select “Top Up.”

Step 4 : Choose your Nol card from the list (if you have multiple cards) or scan its barcode.

Step 5 :Pick your top-up amount and preferred payment method (credit/debit card, Salik balance).

Step 6 : Confirm the transaction and enjoy the instant recharge!

3. Nol Pay App :

Step 1 : Download and install the Nol Pay app on your smartphone. Available on both Android and iOS.

Step 2 : Register for an account or log in with your existing credentials.

Step 3 : Tap the “Top Up” button and select your Nol card.

Step 4 : Choose your top-up amount and preferred payment method (credit/debit card, Apple Pay, Google Pay).

Step 5 : Authorize the payment and watch your balance grow instantly!

Bonus feature: With Nol Pay, you can also top up other people’s Nol cards, manage multiple cards, and view transaction history.

4. Dubai Pay App :

App Store/Google Play: Download Dubai Pay App.

Benefits: Integrated payments platform, wide range of services, loyalty program.

Step 1 : Open the Dubai Pay App and log in.

Step 2 : Select “Top Up Services” and choose “Nol Card Top Up.”

Step 3 : Enter your Nol card number and recharge amount.

Step 4 : Pay securely through your linked bank account or eWallet.

That’s it ! Your Nol card is reloaded and ready to use.

5. Through Online Banking Platforms (various banks):

Many major banks in the UAE offer online Nol card top-up services within their online banking portals .Banks like Emirates NBD,ADCB,Dubai Islamic Bank (DIB) and many more.

The process varies depending on your bank, but generally involves selecting “Bill Payments ,” choosing “RTA Nol Card,” entering your card details and top-up amount, and confirming the payment.

Check with your bank’s website or customer service for specific instructions.

6. At Convenience Stores,Grocery stores,Mobile store and Petrol Stations :

Various stores like Grocery stores,Supermarket,Zoom ,Mobile recharge stores ,electronic shops also provide RTA Nol Card Recharge which can save you instead of going to Metro stations.

Visit any convenience stores ,petrol stations in Dubai and ask for Nol card top-up services.

Look for the RTA Nol logo displayed at the store

If it’s available,Inform the cashier you’d like to top up your Nol card and provide your card or its tag ID.

Pay the desired amount in cash and receive a confirmation receipt.

Note : Stores might charge AED 1 extra for recharging so ask before you recharge

Points to Remember

  1. Minimum top-up amount is AED 7.5, maximum is AED 1,000 for anonymous cards and AED 5,000 for personalized cards.
  2. Top-up may take up to 4 hours to reflect on your card. Use online parking meters, metro gates, or the Nol Pay app to activate it faster.
  3. Keep your Nol card number and registered mobile number handy for online transactions.
  4. Top-up history and alerts: Registered users can access their top-up history and set low balance alerts through the website or app.
  5. There may be a minimal processing fee for online top-up transactions.
  6. Always keep your Nol card details and passwords secure.

With these convenient online options at your fingertips, topping up your RTA Nol card in Dubai has become easy.

Read This Also :

Everything you need to know about personal Nol card | How to apply and register personal Nol card in Dubai UAE

How to pay RTA Traffic Fines online in Dubai Uae

30+ Dubai metro fines to avoid in 2024 Updated

You don’t have to stand in ques or no need to go to station for recharge as now it’s easily available with many options.

We hope this will help you in any way.

If you like this kindof material and article,kindly bookmark us in your webpage and you can also find more convenient material for your help and others.

Until then,

Stay Safe and healthy !

Frequently Asked Questions (Faq’s)

Can I top up my Nol card with cash online ?

No, online Nol card recharges currently only accept credit/debit card payments or electronic payment options like your Salik balance. However, you can top up with cash at ticket machines in metro stations, RTA customer service centers, and authorized retail outlets.

Can I recharge any type of Nol card online ?

Yes, you can recharge all types of Nol cards, including Silver, Gold, Red, Blue, and personalized cards, through the RTA website, Smart Salik app, or Nol Pay app.

How long does it take to receive my top-up after paying online ?

While the payment itself is instant, it may take up to 4 hours for the top-up amount to reflect on your card. To activate the balance faster, tap your card at a Metro gate, online parking machine, or smart top-up bus.

Is there a fee for online Nol card recharge ?

No, there are no additional fees for topping up your Nol card online. You only pay the chosen top-up amount.However,if you are doing from convenience stores ,they might charge you extra fees.

What happens if I accidentally enter the wrong top-up amount online ?

Unfortunately, online top-up transactions are irreversible. Ensure you double-check the amount before confirming the payment. If you make a mistake, you can contact the RTA customer service center for assistance.

30+ Dubai metro fines to avoid in 2024 Updated

30 dubai metro fines list to avoid

A detailed guide on 30+ Dubai metro fines to avoid in 2024 with amount details, reason and all you need ot know.

Ever wonder why Dubai Metro Runs so smoothly ?

Dubai Metro ,One of the busiest transportation in dubai carries millions of passengers everyday keeping TOP MOST security levels under consideration and maintaining those spaces guidelines within city is remarkable. RTA Dubai Metro has some gudielines which passengers need to follow and they are easy to follow as well.

However, If a fellow passenger is unable to follow the rules and regulations specified by RTA and government of Dubai then ,strict fines will be imposed on the violator.

The fines have been designed and implemented to keep the dubai metro safety and security measures up for the people safety.Some violation in dubai metro can cost up to AED 2000 to below AED 100.

So,we are going to explain and enlist all the fines you can avoid in dubai metro with their fine amount .

31+ RTA Dubai Metro Fines with amount to avoid

1.Use of public transport facilities and relevant transport services or to enter or exit the fare zone areas without payment of exact fare.

Fine : AED 200

2. Failure to present the Unified Card upon request.

Fine : AED 200

3. Using a card designated for others.

Fine : AED 200

4. Using an expired card.

Fine : AED 200

5. Using an invalid card.

Fine : AED 200

6. Selling Unified Cards without prior permission from the Authority.

Fine : AED 200

7. Using Counterfeit card.

Fine : AED 500

8. Causing a disturbance or inconvenience in any way to users of Public Transport and Public Facilities and Services.

Fine : AED 100

9. Accessing or sitting in areas designated for specific categories.

Fine : AED 100

10. Eating and Drinking in areas where eating and drinking are not allowed.

Fine : AED 100

11. Sleeping in passenger shelters or any place where sleeping is prohibited.

Fine : AED 300

12. Damaging, vandalising or destroying equipment or seats on Public Transport and Public Transport Facilities and Services.

Fine : AED 2000

13. Parking vehicles in areas designated for metro users for a period exceeding the permitted period.

Fine : AED 100 per day & Up to 1000

14. Entry into restricted areas inside Public Transport and Public Transport Facilities and Services in violation of posted warning signs and boards.

Fine : AED 100

15. Standing or sitting in non- passenger areas inside Public Transport and Public Transport Facilities and Services.

Fine : AED 100

16. Putting feet on seats.

Fine : AED 100

17. Selling or promoting, in any way goods and commodities inside Public Transport and Public Transport Facilities.

Fine : AED 200

18. Failure to comply with the instructions of the inspectors or authorised personnel of the Authority or obstructing the performance of their duties.

Fine : AED 200

19. Using Public Transport and Public Transport Facilities and Services contrary to the Authority’s instructions posted on signboards.

Fine : AED 200

20. Bringing animals into Public Transport and Public Transport Facilities and Services, except guide dogs for blind persons.

Fine : AED 100

21. Spitting, littering, or performing any act that would compromise the cleanness of Public Transport and Public Transport Facilities and Services.

Fine : AED 200

22. Smoking inside Public Transport and Public Transport Facilities and Services.

Fine : AED 200

23. Misusing lifts or escalators.

Fine : AED 100

24. Boarding the Public Transport Facilities and Services by climbing or jumping.

Fine : AED 100

25. Opening the doors or attempting to access or leave Public Transport while it is moving between stations and stops.

Fine : AED 100

26. Carrying or using materials or equipment that may cause inconvenience to users of Public Transport and Public Transport Facilities and Services or endanger their safety.

Fine : AED 100

Read More :

How to pay Traffic fines online in Dubai,UAE

How to pay Public parking Fines Dubai online

27. Causing any distraction or obstruction to driver of Public Transport Facilities and Services while he is driving.

Fine : AED 200

28. Carrying Alcoholic beverages inside Public Transport and Public Transport Facilities and Services.

Fine : AED 500

29. Carrying hazardous items, including weapons, sharp tools or inflammable materials, inside Public Transport and Public Transport Facilities and Services .

Fine : AED 1000

30. Misuse of the emergency buttons

Fine : AED 2000

31. Using any security or safety device or tool, including emergency exits where it is not necessary.

Fine : AED 2000

32. Carrying hazardous items, including weapons, sharp tools or inflammable materials, inside Public Transport and Public Transport Facilities and Services.

Fine : Aed 1000

So,this is the full list of Dubai Metro Fines list which you can certainly avoid to get heavyily imposed fines on you.

We hope this article might have helped you in any way.

Until then,

Stay Safe and healthy.

How to put parking in dubai by SMS (RTA mparking) 2024 Updated

how to put parking in dubai by sms

RTA mparking : A detailed step by step guide on how to put parking in dubai by SMS 2024 Updated with registeration process ,time duration,sms details and everything you need to know.

Struggling with finding coins for parking meters in Dubai ?

Forget the hassle !

Paying for parking in Dubai has never been easier thanks to the convenient RTA mParking SMS service.

The mParking service offered by the Roads and Transport Authority (RTA) allows you to pay for parking conveniently and directly from your phone using just an SMS.

Whether you’re a seasoned Dubai driver or a first-time visitor, this guide will walk you through the process step-by-step:

Before You Start :

Ensure your mobile number is registered with RTA : Head over to the RTA website (https://www.rta.ae/) and register your mobile number under your vehicle’s plate number. This is a one-time process and unlocks additional features like parking reminders and extensions.

Top up your mobile balance : You’ll be charged for parking based on your chosen duration and parking zone. Make sure you have enough credit to cover the fees.

How to do parking dubai with SMS

6 steps to do/put mparking in dubai with SMS are as follows

Step 1 : Know your parking Zone (find out your area code)

Each parking zone in Dubai has a unique area code. Look for signage nearby, on parking machines, or online to identify the area code where you’re parked.

Step 2 : Decide your duration of parking

Decide how long you need to park for. You can pay for parking in hour increments, with a maximum duration of 24 hours.

Step 3 : Registering (Optional)

Registering for mParking offers additional benefits like parking reminders and extensions. To register, dial *9090# on your Etisalat or Du mobile phone and follow the instructions.

Step 4 : write your message (SMS) with below instructions

Now, it’s time to craft your magic message ! Here’s the format :

For Unregistered Users :

<Plate Number> <Space> <Area Code> <Space> <Duration in Hours>
Example : A12345 235C 2 (pays for 2 hours in zone 235C)

For Registered Users :

<Nickname> <Space> <Area Code> <Space> <Duration in Hours (optional)>
Example : Ali1 235C (pays for 1 hour in zone 235C with saved nickname)

Step 5 : Send SMS

Send your crafted message to 7275 (PARK).

Step 6 : Confirmation & Reminders

You’ll receive a confirmation SMS with your parking details.
Before your parking expires, you’ll receive another SMS reminder to top up or extend your parking time if needed.

How to check your RTA Mparking balance in dubai (UAE)

Check your balance : Text BAL to 7275 to get your current mParking balance.

How to renew your Active mparking session

No need to rush back! If you need more time, simply send an SMS with Y or ن (for Arabic) to 7275 during your active parking session.

EASY PICTURE GUIDE FOR PARKING IN DUBAI

Parking in Sharjah,Abu dhabi,Fujairah ,Ajman,Ras al khaimah by SMS

Pro Tips :

Ensure you have sufficient mobile credit before sending the SMS.

Double-check your zone code and plate number for accuracy before sending.

Save the confirmation SMS for your records.

Parking fees vary depending on the zone. You can find detailed information on zone codes and fees on the RTA website or app.

The mParking service works with both Etisalat and Du mobile networks.

Ensure your mobile phone has sufficient credit to cover parking charges.

Read More :

How to recharge du Tourist sim 2024 (Updated)

How to pay Traffic fines online in Dubai,UAE 2024

Mparking features in dubai

Parking reminders : Receive an SMS notification before your parking expires, giving you enough time to extend or relocate your vehicle.

Multi-vehicle management : Register multiple vehicles under your account and manage their parking conveniently.

Extend Your Stay : No need to rush back! If you need more time, simply send another SMS to 7275 with the letter Y during the validity of the existing ticket.

Early Bird Warning : 15 minutes before your parking expires, you’ll receive a friendly reminder SMS.

Multi-Zone Parking : Need to park in different zones? No worries! You can send separate SMS for each zone, managing your parking in different areas simultaneously.

With mParking, paying for parking is as simple as sending a text. So ditch the coins, embrace the future, and enjoy the peace of mind knowing your parking is sorted with just a few taps on your phone.

By following these simple steps, you can say goodbye to parking woes and enjoy the convenience of digital parking in Dubai !

I hope you liked this information .

Keep following DXBIFY for new updates.Until then,

Stay safe and healthy.

RTA Links

RTA MPARKING LINK

Frequently Asked Questions (Faq’s)

Can I pay for parking in advance using SMS?

No, unfortunately, you can only pay for parking after you’ve already parked your car. mParking is designed for convenience and flexibility, allowing you to pay on-demand.

What happens if I exceed my parking duration without extending?

You’ll incur a parking fine, just like using any other parking method. Be sure to monitor your parking time and extend if needed through SMS or by returning to your vehicle.

Can I use mParking in all parking zones in Dubai?

Not all parking zones in Dubai are covered by mParking. Check the RTA website or look for signage indicating “mParking accepted” within the parking zone.

What happens if I change my mind and leave the parking zone early?

Unfortunately, there’s no refund available for unused parking time paid through mParking. Consider adjusting your parking duration when unsure about your stay.

Does mParking work with prepaid mobile plans?

Yes, mParking will deduct the parking fees from your mobile balance, regardless of your plan type. Ensure you have enough credit before using the service.

How to invest in Dubai Property with low budget

how to invest in dubai property with low budget

Investing in UAE : Here,we will discuss on how to invest in dubai property with low budget portfolio with step by step procedure to attain real estate in UAE.

Dubai. Glittering skyscrapers, desert adventures, and a thriving economy.

It’s a city that screams luxury, but what if I told you even budget-conscious dreamers can own a piece of it ?

Low Budget Property Investment in dubai isn’t just a mirage; it’s a reality with the right approach.

So, grab your sunblock and let’s explore!

Complete step By step guide to Invest in Dubai Property with Less Money (Low Budget)

8 steps guide to invest in Dubai Property with low budget or less money as follows :

Step 1: Define Your “Low” Budget & Set with detailed specifications .

Before diving in, understand what “low” means for you. Is it AED 200,000 or AED 500,000? Knowing your limit helps navigate the vast Dubai property landscape.
Think of your budget as your trusty camel in the desert – don’t overload it. Be realistic about your savings and consider all hidden costs like registration fees, service charges, and potential renovations. Aim for a property that leaves you breathing room, not gasping for air.

Step 2: Research,Compare & Target Affordable Areas through online platforms

Dubai isn’t just beaches and Burj Khalifas. Venture beyond the glitz and explore up-and-coming areas like Jumeirah Village Circle (JVC), Dubai Silicon Oasis (DSO), or International City. These areas offer modern apartments and studios at much friendlier prices, often with good rental yields.
After setting price standards for yourself ,You can start reserching ,comparing the prices on online platform like Bayut properties,property finder,dubizzle ,etc.
This will give you idea about the market rates for particular location.

Step 3 : Off -Plan or Ready made ,choose One after considering your risks.

Buying property before it’s built, aka “off-plan,” can be cheaper. Developers often offer attractive payment plans and discounts, making your budget stretch further.
Off-plan : Pre-construction properties offer attractive discounts, perfect for long-term investors. Just be prepared for potential delays and developer risk.
Ready-made : Move in, rent out, and reap the rewards ASAP. These come at a premium, but offer immediate income and tangible ownership.
However, be cautious: choose established developers with proven track records.

Step 4: Utilise Fractional Ownership with new platforms available.

Think “sharing is caring.” Platforms like SmartCrowd ,Stake,etc. allow you to co-own a property with others, lowering the entry barrier significantly. Imagine owning a piece of a beachfront apartment for a fraction of the price!

Step 5 : Now decide your financing options/Mortgages and Get ready.

Mortgages can be your best friend. Research loan options from UAE banks, considering factors like
-Interest rates
-Repayment terms
-Loan to value ratios
-Hidden fees & Many More.

A financial advisor can help navigate the mortgage maze.

Unless you’re Aladdin with a magic lamp, financing is likely your chariot to property ownership. Compare mortgage options from various banks, considering interest rates, loan-to-value ratios, and hidden fees. Remember, a pre-approved mortgage can give you an edge in negotiations.

Step 6: Seek the Licensed/experienced Expert Guidance

Don’t navigate the desert alone ! Partner with a reputable real estate agent who understands the Dubai market and your budget constraints. They can unearth hidden gems, negotiate deals, and guide you through the legal process.

A good real estate agent can be your oasis of knowledge. They’ll understand your budget, recommend suitable areas, and negotiate the best deals. Choose someone licensed, experienced, and preferably speaking your language.

Step 7 : Befriend the Numbers : Budget, Research, and Repeat

Investing in any property, even with a low budget, requires careful planning. Research property prices, rental yields, and potential costs like maintenance and service charges.

Don’t be afraid to negotiate! Compare different options, crunch the numbers, and create a realistic budget. Remember, knowledge is power, and a well-informed investor is a confident one.

Step 8 : Be Patient and Realistic

Rome wasn’t built in a day, and neither is your Dubai property portfolio. Be patient, do your research, and avoid impulsive decisions. Remember, investing is a marathon, not a sprint.

Remember, investing in Dubai real estate, even on a budget, is a marathon, not a desert sprint. Approach it with realistic expectations, smart planning, and a touch of adventurous spirit. And who knows, your Dubai dream palace might just rise from the sandy horizon, gleaming under the Arabian sun.

Points to Remember while buying property in dubai

  1. Low budget doesn’t mean low returns. With the right approach, you can still achieve your investment goals in Dubai.

2. Think outside the box. Explore alternative options like off-plan purchases or fractional ownership.

3. Do your research and seek expert advice. Knowledge is your best weapon in the property game.

So, are you ready to embark on your Dubai property adventure ?

Bonus Tip

1.Seek Expert Guidance.

2. Patience is your compass! Dubai’s property market is dynamic. Don’t rush into the first shiny mirage. Do your research, compare options, and wait for the right opportunity to bloom.

3. Think beyond apartments. Consider studios or townhouses for better rental yields.

4. Factor in maintenance fees. They can add up, so choose properties with manageable costs.

5. Rent it out! Dubai has a thriving rental market. Maximize your investment by finding reliable tenants.

Read More :

With a bit of planning, research, and a dash of desert spirit, you can conquer the market and make your investment dreams a reality. Now go forth, explore, and remember, even in the land of luxury, there’s always a treasure waiting to be discovered.

Disclaimer : This article is for informational purposes only and should not be considered financial advice. Always consult with a qualified professional before making any investment decisions.

EDITOR

Frequently Asked Questions (Faq’s)

How much do I really need to invest ?

It depends! Budget around 10-20% of your property price for upfront costs like registration fees, down payments, and agency fees. Aim for a property that leaves room for monthly maintenance and potential renovations without straining your finances.

Are off-plan properties risky for budget investors ?

Yes, there’s a higher risk with off-plan purchases. Construction delays and developer issues can happen. However, the potential discounts can be significant, especially in up-and-coming areas. Weigh the risks and rewards carefully before diving in.

What are some good budget-friendly areas in Dubai ?

Jumeirah Village Circle (JVC), Dubai Silicon Oasis (DSO), International City, and Dubailand offer modern apartments and studios at attractive prices. They also have good rental potential, making them ideal for buy-to-let investors.

Can I get a mortgage with a limited budget ?

Absolutely! Many banks in Dubai offer mortgage options for budget-conscious investors. Compare interest rates, loan-to-value ratios, and hidden fees before choosing your loan provider. Getting pre-approved can give you an edge in negotiations.

What are some hidden costs I should be aware of ?

Don’t forget about maintenance! Budget for potential repairs, service charges, and utility bills. Factor these into your rental calculations to avoid financial surprises down the road.

10 Emergency Cash Loan options in Uae 2024 Updated

10 emergency cash loan options available in uae

A detailed description on 10 cash loan options in Uae 2024 with eligibility ,documents required,amount given,important points to be considered and everything you need to know about loans in UAE.

Life throws curveballs, and sometimes, a financial one can hit you hard. In the bustling UAE, where dreams take flight but expenses can soar, unexpected situations can leave you scrambling for immediate cash. But fear not, fellow residents! This guide unveils 15 urgent cash loan options available in the UAE, helping you navigate your way through temporary financial hurdles.

It seems easy to avail the free loans without any hurdle,however,it is our responsibility to remember the below points :

  • Borrow responsibly: Only borrow what you need and can comfortably repay.
  • Compare and contrast: Research different lenders and loan terms to find the best fit.
  • Read the fine print: Understand interest rates, fees, and repayment schedules before signing.

10 Emergency Loan Options available in UAE

1. Salary Advance

  • Eligibility: Employed in the UAE with a stable income.
  • Documents: Salary certificate, bank statements.
  • Amount: Up to one month’s salary.
  • Points to note: Typically offered by employers, interest rates may be lower than traditional loans.

2. Personal Loans

  • Eligibility: Varied, usually requires a minimum salary and good credit history.
  • Documents: Salary certificate, bank statements, Emirates ID.
  • Amount: Varies, typically AED 5,000 – AED 200,000.
  • Points to note: Interest rates can be higher than salary advances, repayment periods longer.

3. Credit Cards

  • Eligibility: Good credit history and income.
  • Documents: Salary certificate, bank statements, Emirates ID.
  • Amount: Varies depending on credit limit.
  • Points to note: High interest rates on unpaid balances, consider cash advance fees.

4. Pawnbroking

  • Eligibility: Owning valuable assets.
  • Documents: Emirates ID, ownership proof of asset.
  • Amount: Up to 70% of asset value.
  • Points to note: Interest rates can be high, risk of losing asset if loan not repaid.

5. Peer-to-Peer Lending Platforms

  • Eligibility: Varied, depends on platform and creditworthiness.
  • Documents: Salary certificate, bank statements, Emirates ID.
  • Amount: Varies, typically AED 1,000 – AED 50,000.
  • Points to note: Interest rates may be lower than traditional loans, but platform fees apply.

6. Online Loan Apps

  • Eligibility: Varied, some require minimum salary and good credit history.
  • Documents: Salary certificate, bank statements, Emirates ID.
  • Amount: Varies, typically AED 1,000 – AED 20,000.
  • Points to note: Convenient and quick, but interest rates can be high, check for hidden fees.

7. Salary Deduction Loans

  • Eligibility: Employed in the UAE with a stable income.
  • Documents: Salary certificate, bank statements, Emirates ID.
  • Amount: Up to one month’s salary.
  • Points to note: Repayment deducted directly from salary, convenient but limited amount.

8. Government Loan Programs

  • Eligibility: Varied, depends on specific program and target audience.
  • Documents: Varied, depends on program requirements.
  • Amount: Varies, depends on program and individual circumstances.
  • Points to note: Lower interest rates and flexible repayment options, strict eligibility criteria.

9. Family and Friends

  • Eligibility: Mutual trust and understanding.
  • Documents: No formal documents required.
  • Amount: Varies, based on personal agreement.
  • Points to note: Clear communication and repayment plan crucial, maintain strong relationships.

10. Sharia-compliant Loans

  • Eligibility: Varied, depends on specific product and lender requirements
  • Documents: Salary certificate, bank statements, Emirates ID.
  • Amount: Varies, typically follows Islamic financing principles.
  • Points to note: Adhere to Sharia-compliant terms, compare options for competitive rates.

Ultimately, financial difficulties are temporary. By choosing the right urgent cash loan option and managing your finances responsibly, you can navigate through challenging times and emerge stronger.

Bonus Tip

Consider debt consolidation if you have multiple loans with high interest rates. This can simplify your repayment process and potentially save you money in the long run.

I hope this guide empowers you to make informed decisions and find the right emergency cash loan solution in the UAE. Remember, borrowing is key.

Disclaimer : Above information is for education and information purposes only,It should be taken as investment opportunity.We are not registered financial advisor nor provide any financial advises.Always conduct thorough research before committing to any loan agreement.We are not responsible for your actions.

Editor

30 + Visa free countries for Uae Residents 2024 Updated

Visa free countries for UAE residents 2023 full guide

UAE : Residents of UAE are always finding new ways to travel as Your passport holds the key to a world of adventure with visa free countries for UAE Residents to over 31 countries in 2024.

Ditch the application hassles and pack your bags, because exciting getaways and enriching experiences await, just a flight away.

Calling all adventure seekers and wanderlust-stricken souls !

Are you an UAE resident itching to explore the world without the hassle of visas ?

Well, pack your bags and get ready for some passport-stamping adventures, because 2024 promises a smorgasbord of visa-free destinations for you to discover.

Hold your passport, UAE residents, because a world of visa-free travel awaits in 2024! From sun-kissed beaches to ancient wonders, vibrant cultures to breathtaking landscapes, 30+ countries are eager to welcome you with open arms.

Ditch the visa applications and embark on spontaneous journeys, all while enjoying the perks of your UAE residency.

Buckle up as we delve into over 30 countries welcoming UAE residents with open arms (and no visa applications) !

From Europe’s cultural tapestry to Southeast Asia’s vibrant shores, here’s a glimpse into your visa-free paradise :

31 Visa free countries to travel for UAE Residents in 2024

Europe & Central Asia

visa free travel countries for UAE residents

1.Armenia (Visa-Free for 90 days)

armenia visa free travel for uae residents

Explore ancient temples, medieval monasteries, and stunning landscapes.

2. Azerbaijan (Visa-free for 30 day)

ajerbaijan visa free travel for uae residents

Immerse yourself in a blend of East and West, with bustling Baku and serene mountain villages.

3. Bosnia and Herzegovina (Visa-free for 180 days)

Bosnia and herzegovina visa free travel for uae residents

 Discover Ottoman relics, stunning waterfalls, and a captivating history. Explore the historic charm of Sarajevo, trek through stunning mountains, and discover Ottoman legacies. (Visa-free for 180 days)

4. Georgia (Visa-free for 365 days)

Georgia visa free travel for uae residents

Embark on a culinary adventure, explore ancient monasteries perched on mountains, and lose yourself in the vibrant streets of Tbilisi. Hike Caucasus peaks, sip wine in Kakheti region, and lose yourself in charming Tbilisi.

5. Montenegro (Visa-free for 30 days)

Montenegro visa free travel for uae residents

 Bask on Adriatic beaches, explore medieval towns, and cruise through Kotor Bay. Sail along the Adriatic coast, marvel at medieval towns, and soak up the sunshine at hidden coves.

6. Serbia (Visa free for 30 days)

serbia visa free travel for uae residents

Delve into rich history, vibrant nightlife, and breathtaking national parks. Journey through time in Belgrade, discover charming towns nestled in valleys, and indulge in hearty Balkan cuisine.

7. Albania (Visa-free for 90 days)

Albania visa free travel for uae residents

 Hike through dramatic landscapes, relax on pristine beaches, and witness ancient ruins whispering forgotten stories.  Embrace rugged mountains, charming coastal towns, and UNESCO-listed heritage sites.

8. Kosovo

kosovo visa free travel for uae residents

 Discover charming towns, stunning mountains, and a rich historical tapestry.

9. Kazakhstan

kazakhstan visa free travel for uae residents

 Explore vast steppes, ancient cities, and the mesmerizing Almaty.

10. Kyrgyzstan  

Trek in the Tien Shan Mountains, discover nomadic traditions, and witness breathtaking landscapes.

Asia

visa free travel

11 . Indonesia (Visa-free for 30 days)

Indonesia visa free travel for uae residents

 Dive into turquoise waters, climb volcanoes, and discover ancient temples across diverse islands.

12. Malaysia (Visa-free for 30 days)

Malaysia visa free travel for uae residents

From bustling Kuala Lumpur to lush rainforests, experience cultural harmony and delicious cuisine. (Visa-free for 14 days)

13. Maldives (Visa-free for 30 days)

maldives visa free travel for uae residents

 Picture powdery beaches, turquoise lagoons, and luxurious resorts for a picture-perfect escape.

14. Philippines (Visa-free for 30 days)

Island-hop, go spelunking, explore vibrant cities, and experience warm Filipino hospitality.

15. Singapore (Visa-free for 30 days)

singapore

Marvel at futuristic architecture, indulge in world-class dining, and explore vibrant cultural districts. (Visa-free for 30 days)

16. Sri Lanka  (Visa-free for 30 days)

Discover ancient ruins, stunning beaches, lush tea plantations, and diverse wildlife.

17. Thailand (Visa-free for 30 days)

Thailand visa free travel for uae residents

Unwind on pristine beaches, explore bustling Bangkok, and experience the charm of traditional temples.

18. Brunei (Visa-free for 14 days)

Immerse yourself in the opulent Sultanate, with its majestic mosques, pristine rainforests, and orangutan sanctuaries.

Middle East and North Africa

middle east and africa

19. Oman (Visa-free for 14 days)

Dive into the rich history of Muscat, explore the Hajar Mountains, and camp under star-studded skies in the desert.

19. Bahrain (Visa-free for 14 days) 

Discover the island kingdom’s rich pearl diving history, explore bustling souqs, and relax on pristine beaches.

20. Jordan (Visa-free for 30 days)

Float in the Dead Sea, marvel at the ancient city of Petra, and trek through the Wadi Rum desert.

21. Turkey (Visa-free for 180 days)

Explore the iconic Hagia Sophia, wander through bustling bazaars, and soak in the thermal pools of Pamukkale.

22. Morocco (Visa-free for 90 days)

Immerse yourself in the vibrant culture of Marrakech, explore the Sahara Desert, and lose yourself in the beauty of Chefchaouen. Journey through bustling souks, gaze at stunning deserts, and experience warm Berber hospitality.

23. Kuwait

Immerse yourself in rich cultural heritage, visit historical mosques, and enjoy the desert landscape.

Read More :

Apply Japan E-Visa for Uae Residents full guide

Schengen Visa Online for UAE residents : How to apply ,Visa fees,documents & Everything you need to know

Island Hopping

24. Dominican Republic (Visa-free for 30 days)

Dominican republic visa free travel for uae residents

 Discover rainforests, stunning beaches, historical cities, and vibrant culture.

25. Ecuador (Visa-free for 90 days)

Trek in the Andes, explore colonial Quito, and marvel at the Galapagos Islands.

26. Seychelles (Visa-free for 120 days)

seychelles visa free travel for uae residents

Dive into underwater paradise, sunbathe on pristine beaches, and explore lush islands.

27. Bahamas (Visa-free for 90 days)

bahamas visa free travel for uae residents

Dive into azure waters, relax on powdery beaches, and explore charming settlements.

28. Mauritius (Visa-free for 60 days)

Hike through lush rainforests, tee off on championship golf courses, and indulge in the island’s unique Creole cuisine.

29. Fiji (Visa-free for 120 days)

Kayak through turquoise lagoons, dive with manta rays, and discover the warmth of Fijian hospitality.

30. Cook Islands (Visa-free for 31 days)

Explore the stunning lagoons by kayak, discover ancient Polynesian traditions, and relax on pristine beaches.

31. Rwanda

Trek to see the majestic mountain gorillas, witness breathtaking scenery, and experience a heartwarming cultural immersion.

How to apply 5 year Long Term Tourist Visit Visa Uae 2024 (Dubai,Abu Dhabi )

Points to Consider before Travelling

Remember, visa-free doesn’t mean hassle-free ! Here are some essential points to check before embarking on your adventure:

1. Check your passport : Ensure your passport has at least 6 months’ validity beyond your intended travel date. Some countries might have specific validity requirements, so double-check before booking.

2. Research entry requirements : While visa-free, some countries might require additional documents like proof of onward travel or sufficient funds. Stay informed to avoid last-minute hiccups.

3. Travel advisories : Always check the latest travel advisories for your chosen destination. Safety should be your top priority, so stay informed about any potential risks.

4. Travel insurance : Don’t underestimate the power of travel insurance! Unexpected events happen, so investing in a good plan ensures peace of mind and financial protection.

5. Local currencies and customs : Research the local currency and familiarize yourself with customs and traditions. Respecting local cultures is key to a pleasant and enriching travel experience.

6. Health requirements : Check if any vaccinations or health certificates are required for your chosen destinations.

7. Local regulations : Research local customs, dress codes, and laws to ensure a smooth and respectful experience.

8. Book your flights and accommodation : Plan your trip well in advance, especially during peak seasons.

With over 30 visa-free options at your fingertips, 2024 promises to be a year of unforgettable travel experiences for UAE residents.

Remember, this is just a glimpse of the possibilities ! With so many options available, you can tailor your adventure to your interests and budget.

From adrenaline-pumping activities to cultural immersion, relaxing retreats to culinary delights, the world awaits your exploration. So, pack your bags, grab your passport, and get ready to experience the magic of visa-free travel in 2024 !

Why wait more,book your tickets now for your new destination.

Happy exploring, Visa Free Travel to UAE residents !

Bonus Tip

Check out flight deals and travel packages specifically for UAE residents to make the most of your visa-free adventures.

Disclaimer : This information is for education and information purposes only. Always confirm the latest visa requirements and travel regulations with your chosen destination’s official website or embassy before booking your trip. This list is not exhaustive and visa requirements can change at any time. Please conduct your own research and consult with official authorities for the most up-to-date

EDITOR

Frequently Asked Questions (Faq’s )

How long can I stay in each country without a visa ?

The visa-free period varies depending on the country. Some, like Indonesia and Thailand, offer 30 days, while others like Georgia and Azerbaijan have longer visa-free periods of 365 and 180 days, respectively. Check the specific details for your chosen destination beforehand.

Do I need any special documents besides my passport ?

Some countries might require pre-registration, online travel permits, or proof of sufficient funds for your stay. It’s crucial to research the specific requirements of your chosen destinations to avoid any surprises at the border.

Do I need a visa if I’m traveling by land or sea ?

Visa requirements usually apply regardless of your mode of transportation. While crossing land borders might involve additional checks, the visa-free status typically remains the same as for air travel.

What happens if I want to stay longer than the visa-free period ?

If you wish to extend your stay beyond the visa-free period, you’ll need to apply for the appropriate visa type at the embassy or consulate of the respective country. Make sure to plan your trip accordingly and apply for the visa well in advance.

Is travel insurance mandatory for visa-free travel ?

Travel insurance isn’t mandatory for visa-free travel, but it’s highly recommended. It provides financial protection against unexpected events like medical emergencies, trip cancellations, or lost luggage.

15 Make Money Online Apps to earn instant cash in Dubai,UAE 2024

15 make oney online apps to earn instant cash in dubai UAE

A full detailed guide on15 Make Money Online Apps to Earn Instant Cash in Dubai (UAE) along with their features, earning potential, type of work, and user ratings.

Living in the UAE, particularly in Dubai, can be an exciting experience, but it’s no secret that the cost of living in this vibrant city can sometimes be high. Fortunately, there are numerous money-making apps available that allow residents to earn instant cash through various tasks and activities.

Lets get started with the list of make money online apps in UAE.

15 Online Earning Apps In Dubai | Best Make money online apps in UAE

1. Swagbucks

Features: Swagbucks offers a range of money-making opportunities, including online surveys, watching videos, shopping cashback, and more.

Earning Range: The earning potential varies based on the tasks, but users can make anywhere from $0.50 to $5 per activity.

Type of Work: Online surveys, watching videos, shopping through affiliate links, and completing micro-tasks.

Ratings: 4.5/5 on App Store, 4.3/5 on Google Play.

2. Foap

Features: Foap is a platform that allows users to sell their photos and videos online.

Earning Range: Users can earn between $5 to $100 per photo or video sold.

Type of Work: Photography and videography.

Ratings: 4.0/5 on App Store, 4.2/5 on Google Play.

3. Toluna Influencers

Features: Toluna Influencers is a survey app that rewards users for sharing their opinions.

Earning Range: Users can earn up to $3 per survey.

Type of Work: Online surveys.

Ratings: 4.4/5 on App Store, 4.2/5 on Google Play.

4. Upwork

Features: Upwork is a freelancing platform that connects businesses with skilled professionals.

Earning Range: Earnings can vary significantly based on the type of work and experience level.

Type of Work: Freelancing in various fields like writing, graphic design, web development, and more.

Ratings: 4.7/5 on App Store, 4.3/5 on Google Play.

5. Roz Dhan

Features: Roz Dhan rewards users for completing daily tasks, such as reading news, playing games, and referring friends.

Earning Range: Users can earn up to $20 per day.

Type of Work: Reading news, playing games, referring friends, and more.

Ratings: 4.2/5 on App Store, 4.4/5 on Google Play.

6. TaskRabbit

Features: TaskRabbit allows users to earn money by completing various tasks for people in their local area.

Earning Range: Earnings depend on the type and complexity of the tasks.

Type of Work: Task-based services like furniture assembly, home repairs, cleaning, etc.

Ratings: 4.8/5 on App Store, 4.4/5 on Google Play.

7. Vindale Research

Features: Vindale Research is a survey app that pays users for sharing their opinions and participating in product testing.

Earning Range: Users can earn between $0.50 to $50 per survey.

Type of Work: Online surveys and product testing.

Ratings: 4.1/5 on App Store, 4.3/5 on Google Play.

8. Gigwalk

Features: Gigwalk allows users to earn money by completing small gigs and tasks for businesses.

Earning Range: Gigs pay anywhere from $3 to $100, depending on the complexity.

Type of Work: Completing gigs for businesses, such as taking photos, conducting surveys, etc.

Ratings: 3.7/5 on App Store, 3.9/5 on Google Play.

9. Qmee

Features: Qmee rewards users for taking surveys and shopping online.

Earning Range: Users can earn up to $1 per survey and receive cashback for shopping through the app.

Type of Work: Online surveys and shopping cashback.

Ratings: 4.6/5 on App Store, 4.5/5 on Google Play.

10. Uber and Careem

Features: Uber and Careem are ride-sharing apps that allow users to earn money by driving passengers.

Earning Range: Earnings depend on the number of trips and demand.

Type of Work: Ride-sharing and driving.

Ratings: 4.8/5 on App Store, 4.4/5 on Google Play.

11. Fiverr

Features: Fiverr is a popular freelancing platform that offers various digital services.

Earning Range: Earnings vary based on the services offered and the freelancer’s experience.

Type of Work: Freelancing in graphic design, writing, voice-overs, and more.

Ratings: 4.7/5 on App Store, 4.2/5 on Google Play.

12. FieldAgent

Features: FieldAgent allows users to earn money by completing small tasks and audits for businesses.

Earning Range: Users can earn between $3 to $15 per task.

Type of Work: Completing small tasks and audits for businesses.

Ratings: 4.3/5 on App Store, 4.1/5 on Google Play.

13. Slidejoy

Features: Slidejoy rewards users for displaying ads on their lock screen.

Earning Range: Users can earn up to $5 per month.

Type of Work: Lock screen advertising.

Ratings: 3.9/5 on App Store, 4.1/5 on Google Play.

14. Ibotta

Features: Ibotta offers cashback on grocery shopping and other purchases.

Earning Range: Users can earn between $0.25 to $5 per cashback offer.

Type of Work: Grocery shopping and online shopping cashback.

Ratings: 4.8/5 on App Store, 4.7/5 on Google Play.

15. Pact

Features: Pact motivates users to stay fit and healthy by earning money for completing exercise goals.

Earning Range: Users can earn up to $5 per week.

Type of Work: Fitness-related tasks and exercise goals.

Ratings: 3.8/5 on App Store, 4.1/5 on Google Play.

20 Tips to save money in dubai as Tourist

With these 15 money-making apps, residents of Dubai can supplement their income conveniently and earn instant cash by completing a variety of tasks, from taking surveys and doing freelance work to participating in product testing and providing rideshare services. It’s important to choose apps that align with your skills and interests to maximize your earnings and make the most of your spare time.

Remember to check the app store ratings and reviews before getting started, as user experiences can provide valuable insights into the app’s reliability and legitimacy. So, get ready to explore these apps and boost your income while living in Dubai!

Frequently Asked Questions (FAQs)

Is it allowed to earn extra income in Dubai ?

Yes but your work should be liable by the law.

How much can I earn extra in Dubai ?

Depends on the extra time you have for yourself.

Do I need license or permit to do freelance work in dubai ?

Yes

Will I be questioned on my earnings ?

If the earings are in jurisdiction of the law then you won’t be asked ,even though you should be able to provide proof of income (in emergency)

17+ Best Cheap Places to shop in Dubai UAE 2024

Best Cheap places to shop in Dubai 2023

A detailed full guide on 17 + Best Cheap Places to Shop in Dubai UAE 2024 with location,price range,features and All you need to know before shopping in dubai

Dubai is renowned for its luxurious shopping experiences, but did you know that it’s also a treasure trove for bargain hunters? If you’re looking to indulge in some retail therapy without breaking the bank, you’re in for a treat.

In this article, we’ll explore the best cheap places to shop in Dubai in 2024, complete with locations, price ranges, and other exciting features that make these spots must-visit destinations for budget-conscious shoppers.

17 Top Cheap Places to shop in dubai | Best Cheap rate shopping in Dubai

1. Dragon Mart

Location: International City, Dubai

Price Range: Low to Mid

Features: As the largest Chinese trading hub outside China, Dragon Mart offers an exhilarating shopping experience. This massive mall spans over a kilometer, brimming with more than 5,000 shops selling an extensive range of products, including electronics, fashion, home decor, and toys. Bargaining is common here, so don’t hesitate to haggle for even better deals. Dragon Mart is an ideal place to find affordable souvenirs and unique items.

2. Karama Market

Location: Al Karama, Dubai

Price Range: Low

Features: If you’re looking for pocket-friendly shopping in Dubai, Karama Market is a must-visit. Known for its lively atmosphere and diverse selection, this bustling market is a treasure trove of knock-off fashion, accessories, handbags, and souvenirs. Haggling is a common practice, so put your bargaining skills to the test. Just remember to be respectful while negotiating for the best deals.

3. Meena Bazaar

Location: Bur Dubai, Dubai

Price Range: Mid to High

Features: Meena Bazaar is a hidden gem in Dubai, offering a unique shopping experience. This vibrant marketplace is famed for its Indian and Pakistani clothing, jewelry, and accessories. You’ll find exquisite fabrics, stunning traditional wear, and intricate accessories at reasonable prices. Explore the labyrinthine lanes and discover budget-friendly yet elegant fashion finds.

4. Dubai Outlet Mall

Location: Dubai Al Ain Road (Route 66)

Price Range: Mid

Features: Dubai Outlet Mall is a haven for brand enthusiasts seeking discounts on designer products. This shopping destination houses over 200 stores, featuring well-known brands at significantly reduced prices. From clothing and footwear to sportswear and home furnishings, you’ll find impressive deals here. Keep an eye out for seasonal sales and clearance events for even more substantial discounts.

5. Global Village

Location: Sheikh Mohammed Bin Zayed Road

Price Range: Low to Mid

Features: Global Village is not just a shopping destination; it’s an immersive cultural experience. Open during the winter months, this multicultural festival brings together pavilions from over 75 countries, showcasing their unique products and traditions. You’ll find handicrafts, textiles, accessories, and local delicacies at budget-friendly prices. Plus, enjoy live performances, entertainment shows, and delicious street food while exploring the vibrant atmosphere.

https://dxbify.com/top-10-best-electronics-shops-stores-in-uae-2022/

6. Naif Souk

Location: Deira, Dubai

Price Range: Low to Mid

Features: Naif Souk is an authentic traditional marketplace in the heart of Deira. It’s a vibrant maze of shops offering an array of goods, including clothing, accessories, electronics, and spices. The prices here are generally more reasonable than in the city’s high-end malls. It’s an ideal place to immerse yourself in the local culture and find great bargains.

7. Dubai Flea Market

Location: Various Locations (check the official website for updates)

Price Range: Low

Features: The Dubai Flea Market is a treasure hunter’s delight, where you can uncover pre-loved items, vintage finds, antiques, and quirky collectibles. With a constantly changing inventory, the market offers surprises at every visit. It’s a fantastic place to discover unique pieces at budget-friendly prices.

8. Wafi Mall ,Dubai

Location: Oud Metha Rd – Umm Hurair 2 – Dubai

Price Range: Mid to High

Features: Wafi Mall is a unique shopping experience, with a Middle Eastern-inspired design. The mall has a wide variety of stores, including high-end brands, mid-range stores, and affordable shops. Wafi Mall is also home to a number of restaurants and cafes, making it a great place to spend an entire day.

9. Garderobe,Dubai

Location: Dubai Mall, on the ground floor.

Price Range: Reasonable

Features: Garderobe is a consignment store that sells pre-loved clothes, shoes, and accessories from high-end brands. The store has a wide selection of items, and prices are very reasonable.

10. Retold

Location: Mall of the Emirates, on the ground floor.

Price Range: Reasonable

Features: Retold is another consignment store that sells pre-loved clothes, shoes, and accessories from high-end brands. The store has a wide selection of items, and prices are very reasonable.

11. Brands for Less in Dubai

Location: Various Locations (check the official website for updates)

Price Range: Low

Features: Brands for Less is a chain of stores that sell discounted clothes, shoes, and accessories from major brands. The stores are located throughout Dubai, and prices are very reasonable. Brands for Less is a great place to find deals on popular brands.

12. Gift Village in Dubai

Location: Sheikh Rashid Rd – opposite Dubai Frame – Al Karama – Dubai

Price Range: Low-Mid range (1 t0 10)

13. Thrift Stores,Dubai

Location: Various Locations (check the official website for updates)

Price Range: Low

Features: second hand products to sell in cheap prices.

14. Satwa Market,Dubai

Location: Al Satwa,Duabi

Price Range: Low

Features : Cheap products than the mall prices.

15. Bur Dubai

Location: Various Locations (check the official website for updates)

Price Range: Low

Features : good for all products

Best Heritage Sites in Dubai 2023 : Entry Fees,timings,location & All you need to know

16. Day To Day Stores

Location: Various Locations (check the official website for updates)

Price Range: Low

Features : good for all products(clothing,general household,food,stationary,etc.)

17. 1 to 10 stores

Location: Various Locations (check the official website for updates)

Price Range: Low

Features : good for all products

Dubai’s shopping scene isn’t just about luxury brands and extravagant malls. For savvy shoppers seeking budget-friendly options, these cheap shopping destinations in Dubai offer fantastic deals and a unique retail experience.

So, grab your shopping bags and indulge in retail therapy without burning a hole in your pocket. Happy shopping!

Deactivate Du Prepaid & Postpaid sim Uae 2024 Updated

How to cancel/Deactivate your du Prepaid & Postpaid sim card in Uae 2022 -documents,Processing Time,Cancellation fees,step by step process and everything you need to know

A full detailed guide on How to cancel/Deactivate your du Prepaid & Postpaid sim card in Uae 2024 -Documents,Processing Time,Cancellation fees,step by step process and everything you need to know #dxbify

Du ,one of the telecommunication provider in Uae whose services are been used widely in the country.In case,if you want to cancel or deactivate the service for any reaosn then there is a process to follow in order to do that.Today we are going to guide you in all the steps from knowing Documemts need to cancel/Deactivate DU Prepaid/postpaid sim card ,processing time & fees in Uae.

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Documents need to cancel/Deactivate DU Prepaid/postpaid sim card in uae

To cancel you Du sim card in UAE,you need only :

  • For Residents : Emirates ID card (EID)
  • For Visitors : Passport

Processing time to cancel/Deactivate your du Prepaid & Postpaid sim card in Uae 2024

For Prepaid card : It takes 24 hours totally to stop the services or it depends upon case to case.

For Postpaid Card : It gets decativated at the end of your onthly bill cycle of the current month or according to your plan penalties.

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Cancellation fees for deactivating du Prepaid & Postpaid sim card in Uae 2024

For Prepaid card : No cancellation fees

For Postpaid Card : There should be no outstanding dues or penalties in order to not pay more than what you used.It depends also in the case if you are cancelling before the contract of your plan.Then ,penalties will add up tyour settlement.

Location for Cancelling/Deactivating Du Postpaid sim card in Uae

Du Official Stores – click here

How to cancel du prepaid sim card by calling customer care

Before you start the process you should have Emirates Id along with you to verify the identity over the call with customer care.

  • Step 1: Dial 155, Request for permanantly deactivation of the sim card .
  • Step 2 : Customer service agent will ask you the Emirates Id number (EID) & verify the details with you.
  • Step 3 : Your request will be taken and agent will tell you that your number will be deactivated soon in 24 hours or any further steps to taken

How to cancel or deactivate du prepaid sim card from du official store or shop

  • Step 1 : Simply visit the Du store,take the token for deactivation of your sim and wait for your number to appear on the screen.
  • Step 2 : Please carry your emirates Id card or passport (if on visit visa) and ask the agent to deactivate the sim.
  • Step 3 : Agent will tell you about the process or any other valid points for you to know.Your request will be taken and it will be cancelled soon.

How to cancel/Deactivate your du Prepaid & Postpaid sim card in Uae 2024

How to cancel/Deactivate your du Prepaid & Postpaid sim card in Uae 2024

How to cancel or deactivate du prepaid sim card in Uae

To cancel your du prepaid sim card in dubai,Uae, You can cancel it thorugh calling 155 or By visitng any du offical store availaibe near to you .

Step 1 : Check the nearest Du official store or shop to you.click on the below link to check out.

Step 2 : Take the token from the counter and wait for your number to come.

Step 3 : Inform the agent to place a request to cancel or deactivate the sim card permanently.

Step 4 : You need to provide your emirates Id card to access your details and pay all the outstanding dues on the card.

STep 5 : After the dues have been your du sim card will be deactivated.

Once the monthly bill cycle is complete,your sim will automatically stop and will be premannently deactivated.

Step 6 : In case if you want clearance letter ,after 1 week from the date of cancellation you can apply for Clearance letter from the du stores.

We hope the easy step by step process helped to solve your problem with #dxbify and we are ready to serve anytime.Please follow and share the article to your friends and family as well

Frequently Asked Questions (Faq’s)

Can I cancel/deactivate my Du sim card before my contract ends ?

Yes ,you can any time if you want to deactivate the sim.Just visit any du official store and apply for deactivation.

How much I have to pay for cancelling du postpaid sim card in uae before my contract ?

The cancellation fee totally depends on the tenure of your contract and plan details,accordingly you need to pay the outstanding penalties and bills.

How much to pay for cancelling my du prepaid sim card in uae ?

There is no cancellation fees in cancelling du prepaid sim card in uae ,however,there should be no outstanding over dues to the card.

What documents I need to cancel or deactivate my Du postapid/prepaid sim card in Uae?

Either Emirates Id (For residents) or passport (For visitors & tourists)