UAE : Unemployment insurance scheme in UAE is a mandatory scheme for all the individual working in Uae that was introduced in 2022 to help everyone.
The scheme provides financial support to employees who lose their jobs through no fault of their own. The scheme is administered by the Ministry of Human Resources and Emiratisation (MOHRE).
If you have not registered and not yet decided that are you eligible for unempoyment insurance in UAE ,then check out before the last date will be reached.
It applies to all workers in the private and federal sector, except:
- Investors
- Business owners who own and manage their business themselves
- Domestic workers
- Employees on a temporary basis
- Juveniles under the age of 18
To be eligible for unemployment benefits, you must meet the following criteria:
- You must have been employed and subscribed to the insurance scheme for at least 12 months.
- You must have been terminated from your job through no fault of your own. This means that you must not have been dismissed for disciplinary reasons or because you resigned.
- You must be actively seeking employment.
The amount of unemployment benefits you will receive depends on your basic salary. If your basic salary is AED 16,000 or less, you will receive a maximum of AED 10,000 per month. If your basic salary is more than AED 16,000, you will receive a maximum of AED 20,000 per month.
You will be eligible to receive unemployment benefits for a maximum of three months. The benefits will start from the date of your termination of employment.
To apply for unemployment benefits, you must submit an application to the Ministry of Human Resources and Emiratisation (MOHRE). You can do this online or at a MOHRE office.
Documents required for Unemployment Insurance
Here are the documents you will need to submit with your application:
- A copy of your passport
- A copy of your visa
- A copy of your employment contract
- A copy of your termination letter
- A copy of your bank statement
- A copy of your CV
The application process for unemployment benefits is relatively simple. However, it is important to make sure that you meet all of the eligibility criteria before you apply. If you are not sure whether you are eligible, you can contact MOHRE for more information.
Eligibility criteria of UAE Unemployment Insurance
To be eligible for unemployment benefits in the UAE, employees must meet the following criteria:
- Must be a UAE resident.
- Must be employed in the private or federal sector.
- Must have been employed for at least 12 months in the UAE.
- Must have paid the monthly insurance premium for at least 12 months.
- Must have been terminated from their job through no fault of their own. This means that they must not have been dismissed for disciplinary reasons or because they resigned.
- Must not have left the country or started a new job.
What are the Benefits of UAE Unemployment insurance ?
The amount of unemployment benefits that an employee is entitled to depends on their basic salary. Employees with a basic salary of AED 16,000 or less will receive a monthly benefit of AED 10,000. Employees with a basic salary of more than AED 16,000 will receive a monthly benefit of AED 20,000.
Duration of benefits
The unemployment benefits will be paid for a maximum of 3 months. The benefits will start from the date of termination of employment.
How to apply
To apply for unemployment benefits, employees must submit an application to the Ministry of Human Resources and Emiratisation (MOHRE). The application must be accompanied by the following documents:
- A copy of the termination letter from the employer
- A copy of the employee’s passport
- A copy of the employee’s Emirates ID
- A copy of the employee’s last 12 months’ payslips
The application for unemployment benefits can be submitted online or at any MOHRE office.
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Uae Unemployment Insurance Deadline for registration
The deadline for registering for unemployment insurance in the UAE is October 1, 2023. Employees who fail to register by this date will be subject to a fine of AED 400.
Make sure to register before deadline to avoid unnecessary fines.I hope,your unemployment issues will be resolved.Thank you.